Make 2020 the year for a new vision and better insurance web marketing. Grow your business with an effective website that captures visitors and generates more leads. These tips can help you stand out in a crowded marketplace.

Easy Access

Focus on making the important aspects of your website easy to access for your clients and leads. A quote calculator allows potential clients to immediately see what you can do for them. Make these tools easy for them to see and use. Once they become a client, make it easy for them to find and print their proof of insurance and cards.

Mobile Friendly

It is important to have a website that is mobile-friendly. More people are likely to access your website via a mobile device in the coming years. A mobile-friendly website helps your brand stay consistent regardless of the device used.

Loading Speed

People generally do not want to wait for your website to load. Speed up the loading speed to keep their attention focused on your business. As seen on, a custom website can help you reach your marketing goals.

Implementing these tips into your website can only improve your insurance web marketing. Add relevant content to boost your SEO capabilities and find a social media platform to connect with your clients to round out your digital marketing.

Libraries provide a huge service to communities. Many academic and specialty libraries serve the larger literary community by preserving rare books and first editions. Library insurance protects against financial loss, but these tips can help preserve those rare books for future generations.

Lay Flat

Place 3-inch or wider books flat. Tall books over 18 inches should also lay flat on the shelf. Avoid stacking more than three high. As referenced on, libraries have valuable assets with unique risks.

Size Groupings

Place books on the shelf next to similar-sized books. Avoid packing books tightly together. Have the books close enough for support yet far enough away to easily pull a book off the shelf without the binding rubbing.

Humidity Control

The paper in books can turn brittle in dry conditions. Many book bindings are made of leather which cracks when dried out. To preserve those rare books, a humidity-controlled area can help them last years longer. Ventilation can help decrease mildew and mold that can damage the delicate materials.

Shelf Locations

Provide the shelving systems with enough space not only between each other but between them and the walls to allow for air to circulate around them. Outside walls can allow damp temperatures to negatively affect the books stored.

Rare books are only one valuable asset protected by library insurance. A comprehensive plan allows the library to continue offering a necessary service to the community.

Every business owner needs to make sure they’re protected by a solid, comprehensive insurance policy that covers all the bases. If your business happens to be on or near the water, your policy should include coverage designed with your unique location in mind.

How Are Marine Businesses Different?

Whether you run a marina, a yacht club, a beachfront hotel, a seaside restaurant, or any similar business, you can’t afford not to consider the risks that come with doing business so close to the water. As detailed by Merrimac Marine, navigable United States waters come attached to their own dedicated rules and regulations. Not only is it every marine business owner’s responsibility to know what those directives are, but it’s their responsibility to make sure they’re adequately covered by dedicated marina insurance coverage in the event anything unexpected happens.

Finding the Right Policy for You

If you’re in the market for marina insurance coverage, make sure you discuss your options with an insurance agent who specializes in waterfront businesses like yours. A marine insurance expert will be able to:

  • Guarantee the comprehensiveness of your coverage.
  • Tailor your policy to meet the needs of your unique, one-of-a-kind marine business.
  • Advise you from a place of expertise when it comes to protecting your business.
  • Equip you with the most thorough coverage for the best possible rates.

Get started today, and rest easy in the knowledge that your business is safeguarded against every possibility.

Running a condo or townhouse community requires a lot of effort on your end. In order to keep your property and tenants safe while protecting your assets, you need to think about the type of insurance plan you currently use. In most cases, you will benefit from exploring a Tailored Community Association Plan. A TCAP is structured for the unique needs and hazards associated with tailored living communities.

Policy Details

The professionals at have reported that this type of policy can be a lifesaver for business owners. Part of this plan includes regular inspections of your property. This can be advantageous when you need to make repairs and are unsure of which areas need the most immediate attention. Additional benefits from this type of policy include:

  • Casualty losses
  • Coverage for directors and trustees
  • Personal injury claims

What Properties Qualify?

Townhomes, condos, and co-ops are all eligible for this type of coverage. Additionally, certain single-family homes may also qualify depending on specific circumstances. Look into the policy specifics to get a feel for whether or not your properties meet the qualifications.

Protecting your assets starts with the right coverage. If you run a tailored community, now is the time to reach out and discover a policy that helps you and your residents live your best lives.

Flipping real estate is all the rage these days, but the investors who really see a return on their initial capital are the ones who learn how to run a business that uses them as an income property. Business insurance for income properties can involve a lot of coverage options common to other businesses, including general liability and coverage to protect employees if you have on-site maintenance. One piece of coverage unique to property owners who rent their investments, whether as residential or commercial property, is a policy protecting against loss of rent.

Insurance Against Lost Rent?

As the people at point out, the risks involved with income property include disputes where the tenant stops paying rent on time. While the legal mechanisms for recovery are there, it’s not always feasible to recover that unpaid rent. That’s where a policy protecting you from lack of payment comes into play. It can help offset the months that went unpaid, so you only have to worry about the cost of turning the property and getting it back in the hands of another tenant. That makes it a lot easier to recover from unpleasant situations with tenants whose relationship with you is less than ideal. It’s worth getting a full evaluation of your coverage to make sure you haven’t missed any other areas of risk, too.

Cannabis has irrefutably grown in popularity over the last few years. It can now be found in lotions, candies, teas, bath salts, and even kombucha.

What Is Cannabis Oil

Cannabis oil is a highly concentrated essential oil, which is extracted from Cannabis plants. When people smoke marijuana they use Cannabis flowers, which contain THC. THC, or tetrahydrocannabinol, is the compound that gives you the feeling of being “high.” Ingesting cannabis by itself will not produce any psychoactive effects whatsoever.

Medical Uses

It’s hard to ignore the volume of reputable research that’s been performed regarding the benefits of cannabis. Some medical doctors are now regularly prescribing it to their patients to treat diagnosis such as:

  • Seizures
  • Depression
  • Anxiety
  • Arthritis
  • Pain
  • Psoriasis
  • Insomnia

These are only a few of the potential uses. You can read more by looking at King Harvest Medical Cannabis Care information online. Although scientific research has demonstrated the effectiveness of cannabis use for these health problems, there’s still a social stigma about smoking what’s often considered a recreational drug. This is one of the reasons many people have started using cannabis oil.

Advantages of Oil

There are other advantages of using oil. It can be applied topically and provide relief much faster than being absorbed through digestion. It’s also convenient and can be transported easily so you can use it anywhere.

When it comes to insurance coverage, risk management is a crucial element. For most businesses, the best solutions are to prioritize risks based on the impact. They need to look at risks that have the highest potential for damage. Here is what you need to know about risk management.

What Is Risk Management?

Risk management identifies the likelihood of a business loss in advance and how to take the steps to avoid said losses. Risk management acknowledges anything from crime to personal injury lawsuits or equipment breakdown. There are a lot of adverse events that may cause businesses harm. Risk management insurance can help mitigate some of that risk.

Who Needs Specialty Underwriting Programs?

If you visit it lists the following industries as specialty industries that can benefit from U.S. risk management:
Oil and gas
Community associations
Valet parking
Financial institutions
All industries have specific needs and risks that they have to tend to. Oil and gas may have to deal with more concern for accidents, whereas financial institutions have concerns over lawsuits.
For most companies, insurance is risk management. Certain industries may have risks that other insurance policies do not cover. Basic insurance policies may not be the best for a financial institution or a healthcare facility. This is why specialty risk management is important.

Traveling in an RV means you can explore the country in style and comfort. It also means you need a personal RV insurance policy that keeps you covered from potential disasters while you travel.

How Your Policy Is Determined

An RV insurance plan is different from a standard auto policy, especially considering the purpose of an RV. That means building policy requires special consideration of the RV itself and your lifestyle. Your coverage plan is dependent on several factors, as noted from the information found on, including the following:

What type of RV you have
How the RV will be used
How often you will drive the RV
Where you plan on traveling to

What’s Included In Your Policy

You have many options to choose from when you build your policy, including underinsured or uninsured drivers, liability coverage and property coverage. Some of the aspects that may be covered by your policy include the following:

Legal fees
Medical expenses
Repair costs

A Tailor-Made RV Policy

Whether you bought an RV after retirement or your family likes to go on long road trips, you can build a personal RV insurance policy that is tailored to your needs. By doing so, you can be covered no matter what happens on the road and no matter where you are.

Putting together a large-scale event can be exciting for both event planners as well as patrons. Major music productions, theater, stand-up comedy, and countless acts collectively attract millions of viewers in different venues around the world. Because of this, it’s no wonder that these crowded events often require a series of special considerations to be made prior to, during and after each performance to ensure the enjoyment, most importantly, safety, of everyone involved. By understanding the risk for entertainment events, it can be easier to plan something that will be successful and to contribute to a positive reputation for future events affiliated with your organization.

Covering all the Bases

Before the first ticket is even sold, a good event planner makes sure the unique exposures that are inherent in these types of entertainment events have been acknowledged and properly planned for. The website reports the following as some potential unfortunate incidents that can be challenging to recover from without adequate preparation:

Natural disasters
Damage to the stage or equipment
Criminal activity
Third-party injuries
Delays in transportation

The reality is that these are just some things that can undo the hard work and investment that go into hosting an event. In a worst-case scenario, they can even make an event a liability if the proper protections are not in place. In order to avoid that from happening, it is wise to hope for the best but always prepare for the worst to avoid unexpected expenses and conflict.

Moving into the management spot after years of working beneath someone can be both exciting and concerning. You’re now the one in charge, which comes with its own set of pros and cons. Proactively mitigating risks by using these hospitality business tips can help you have the confidence to do the job well.


Instead of simply managing people, consider leading them. Don’t allow all your focus to be on crisis management. That is both exhausting and unproductive. Delegating tasks other employees can handle take things off your plate and is more efficient. Part of leading is properly training your staff so they can help you run a tight ship.


In order to judge your performance and that of your hotel, you need to get guest feedback. Surveys are an easy way to gauge how much the guests liked their stay. They also provide information on where you can improve. Listen and take action to improve your hotel.


In short, find a mentor. Find someone experienced in the field of hotel management that you get along with and trust. This person can help you be a successful manager by answering your questions and guiding you through new or unexpected issues.


One thing a mentor will suggest is to ensure you have adequate insurance. The experts at are there to keep you and your employees protected from risk.
These hospitality business tips are a great way to start the new hospitality manager. Using your skills and growing on them can pave the way to a great career.

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