Recruiting talent involves building relationships with experienced professionals. While most demonstrate the trust you place in them, unexpected incidents can and do happen. Your insurance package should include abusive acts liability to protect your firm against major financial losses. This short guide explains what you should know about this coverage.

What Abusive Acts Liability Covers

Staffing abusive acts coverage handles a wide range of issues. These include allegations of misconduct and resulting damages from such third-party claims:

• Illness and disease
• Physical injury
• Mental/emotional trauma
• Shock or fright
•  Death

Typical expenses paid by abusive acts policies include investigations, counseling and public relations. While these policies cover third-party allegations of sexual misconduct, they aren’t limited to these types of claims. To apply for coverage, you’ll be asked for several documents such as your employee handbook and client service agreements.

Choosing Your Coverage

Understanding risk is essential for any company that provides services, especially to vulnerable groups of people. These typically include childcare providers, skilled nursing facilities, houses of worship, sports teams and other nonprofit groups. However, any organization may be impacted by abusive acts claims. Staffing firms’ abusive acts liability specifically applies to companies sending employees or contractors to work at clients’ sites. For best results, work with an insurer specializing in this type of coverage

You’re probably familiar with the saying, “An ounce of prevention is worth a pound of cure.” It’s a wise adage that rings especially true in the transportation industry. But what happens when prevention isn’t enough? What do you do when faced with nuclear verdicts?

A nuclear verdict is a term used to describe a personal injury or wrongful death award that exceeds $1 million. They’re rare, but they do happen. And when they do, they can have a devastating effect on a transportation company’s bottom line. 

Understanding the Risks

So, what can you do to protect your transportation company? The first step is to understand the risks. Once you know what you’re up against, you can take steps to mitigate the risk. 

Protecting Your Business

One way to do this is to purchase adequate insurance coverage. This will ensure that you have the financial resources to defend yourself in court and pay any judgments or settlements that may be awarded against you.

Implementing Safety Protocols

Another way to protect your company is to implement safety protocols and procedures designed to prevent accidents from happening in the first place. By taking proactive steps to make your operation safer, you can reduce the likelihood that you’ll be faced with a nuclear verdict.

Nuclear verdicts can have a devastating effect on a transportation company’s bottom line. By taking steps to protect your company, you can help ensure that your business can weather any legal storms that may come your way. 

Your dog may be your best friend and loyal companion. But an unexpected reaction could cause her to bite someone. If this happens, you need to respond appropriately. 

Remove the Dog From the Situation

If your dog bites someone else, take steps to protect the victim and other potential victims. Keep your dog inside the house, in a crate, or in the garage. You’ll also want to help the victim with medical treatment. 

Exchange Information

You’ll want to know what do if your dog bites someone. Next, give the victim and his or her family your contact info as soon after the bite as possible. You should get the victim’s contact information too. 

Call the Authorities

After you trade contact information, call the authorities. Give details of the incident, including where and when the bite occurred. Talk about how serious the bite is and what led to it. 

Collect Information

You should then get together any vaccination information you have about your dog. Any other medical history about your dog would be helpful. 

Discuss the Next Steps with an Attorney

Victims and families may press charges for the bite. The penalties can vary by state, but you should be prepared with legal counsel. 

Knowing what to do if your dog bites someone is important. Follow these tips to get the best outcome possible.

When you sign an apartment lease, chances are you expect to stay for the duration. Unforeseen events can occur, however, that require you to move earlier than planned. If you must break your lease it can be expensive, so it’s critical to know your options before signing anything. 

Read Your Lease Agreement Carefully

Before signing, read through the agreement. Be mindful of these issues:

• Does the agreement address early termination?
• What are the penalties for breaking a lease?
• Will your security deposit be forfeited?
• Are you able to sublet?

Talk With Your Landlord

Maintain good communication with your landlord throughout your stay. If you need to break your lease, be honest about the situation. Explain the decision and let them know it is out of your control. 

Even if you must forfeit your deposit, giving plenty of notice before you vacate will help. This allows your landlord more time to find a new renter, which could make the difference between paying additional penalties or not. 

If there is a clause in your agreement for subletting the apartment, make work of finding a replacement as soon as possible.

Breaking your lease agreement doesn’t have to be an expensive and stressful situation if understand your options and keep the line of communication open with your landlord.

Every year, the Commercial Vehicle Safety Alliance holds a three-day International Roadcheck Event. Certified inspectors ensure the safety of thousands of trucks and drivers, averaging 15 inspections every minute.

What Is the Purpose of the CSVA International Roadcheck Event?

The CSVA partners with the FMCSA, the Ministry of Communications and Transportation of Mexico, the Canadian Council of Motor Transport Administrators, and Transport Canada to stage this event.  They leverage this weekend to educate the industry and the public regarding the importance of commercial vehicle safety and the roadside inspection program.

What Do Inspections Involve?

During the Roadcheck Event, the Commerical Vehicle Safety Alliance coordinates inspections around the country, the most rigorous being a Level I inspection. This involves reviewing pertinent paperwork, thoroughly checking the vehicle for safety violations and ensuring the driver is alcohol & drug-free.

What Are the Penalties for Violations?

Minor violations get a verbal warning, and will not cause a vehicle to fail an inspection. Critical violations could trigger repair requirements and follow-up inspections. The worst violations, called out-of-service violations, can cause the inspector to declare the vehicle out-of-service and it will not be allowed to continue on its way.

The CVSA works hard to keep commercial vehicles and drivers in top shape and to keep our roadways safe. The CVSA International Raodcheck Event is a wonderful opportunity to share its mission with the world.