If your home is in an area prone to flooding or heat rains, it pays to take steps to prevent damage from flooding. In addition to protecting your home and personal belongings, it is also a sound financial investment. Use these tips to get started toward developing a comprehensive flood damage prevention plan.

1. Assess Your Risks

Inspecting your home’s foundation, landscape and drainage systems is the first step in implementing a flood damage control plan. Start by checking for cracks, water that pools around the foundation, and clogged gutters. Look for obvious signs of trouble, such as grading that slopes toward the house, as well as more subtle things like mulch that touches the foundation.

2. Address Weaknesses

Once you have identified potential trouble spots, take steps to fix them. While there are numerous steps you can take depending on your unique situation, a few common examples of mitigation strategies include:

  • Sealing any cracks in the foundation
  • Installing window wells
  • Cleaning and repairing gutters
  • Improving drainage systems
  • Installing valves in sewer lines

3. Add Protection

Flood insurance is often an optional coverage for many homeowners. However, skipping it can be costly. Review your existing coverage to see if it includes flood damage protection and, if it doesn’t, consider adding supplemental coverage.

Your home is one of the most valuable assets you will ever own. Take steps to protect it from flood damage by performing inspections and making adjustments as needed.


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