As a homeowner, you are liable for injuries that happen on your property. If those injuries are the result of negligence on your part, such as by not fencing in a pool or leaving a hazardous situation in place, then you may be responsible for damages and medical costs. Warped floors are one of those hazards.
How Are Warped Floors Dangerous?
Because warped flooring can be a sign of serious foundation damage, it should always be addressed. Failure to do so can result in more than a stubbed toe or fall. It could compromise the structural integrity of your home, resulting in a serious injury.
Also, when the flooring has low or raised spots (i.e. it is warped) it becomes a trip hazard. You may be used to the distortion, but visitors can easily get caught or lose their balance, resulting in an accident and injury. This could be especially dangerous for older and frail adults.
What Can You Do To Reduce Liability?
Research into warped floors shows that repairing the damage can be more cost-effective than many homeowners believe. It is best to address the damage when it is small since, at that stage, repairs are easier and more affordable. Always carry appropriate insurance coverage on your home. This can help reduce your liability and cover costs associated with any claims against you.
Don’t let a small problem turn into financial devastation. Be proactive and discover the cause of your flooring defects. Then take steps to fix the underlying problem and reduce your liability.