How To Find the Best Auto Insurance Rates for College Students

When it’s time to send your kids off to college, it’s important to think about how this will affect your car insurance premiums. You may be able to save money on car insurance for college students if you can keep it on your policy, but there are a few other factors that may help you keep your young drivers protected while paying a little less each month for coverage.

Bundle Policies

Many insurance companies offer discounts if you bundle related policies. You can usually keep your young adult’s car on your insurance if one of two criteria are met:

  • The car title is in your name.
  • The car is jointly titled.

Even if the title is in your son or daughter’s name, you can still save money by bundling policies. For example, the experts at recommend that you invest in renter’s insurance when your children are away at college. If you bundle this coverage with their car insurance, you could pay smaller premiums overall.

Look at Crime Statistics

Surveying the crime statistics near your children’s top choices for schools does more than just take their personal safety into account. Choosing a school in an area with less crime could result in lower car insurance premiums, as there is less risk of vandalism or theft.

Knowing your children’s vehicles are covered when they’re away from home can give you peace of mind. It’s smart to ask your agent how you can get the best coverage for the lowest premiums.

What a Quality Car Insurer Offers

car insurance ct.

Car insurance may be mandatory, but knowing who to go to for insurance isn’t always easy. To find a provider of car insurance CT. drivers trust, you need to pay attention to your situation compared to what they offer. Here is what they should be offering you.

Peace of Mind

You deserve peace of mind. In many families, the car is the family lifeline. It takes you to work, the kids to school and makes your life easier. You need to know it’s safe. The coverages that give you this peace of mind include:

Liability coverage
Uninsured motorist coverage
No fault coverage
Medical payment coverage
Collision coverage

A quality insurer will offer you peace of mind against all hazards to your vehicle.

Comprehensive Protection

When you think of potential hazards to your vehicle, the first thing that you probably think about is an auto accident. While these do account for a large percentage of damages to a vehicle, there are other hazards to keep in mind. For instance, theft, vandalism and fires could lead to a serious loss without the right coverage.

When it comes to picking car insurance CT. drivers rely on, you have to look at all of your options. There is a variety of protections available and it is important to look at your situation and compare what is on offer.

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