Keeping Yacht Clubs Properly Protected

Mariners Insurance

There is nothing quite like sharing a passion for sailing, racing and adventuring with others equally as passionate. Turning the love of yachting into something more tangible creates endless opportunities to learn, build friendships and so much more. With all the benefits a yacht club provides, regardless of the size, it comes with inherent liabilities. The experts at Mariners Insurance have various flexible yacht club insurance programs to keep the fun protected.

The Basics

No matter the size or amenities offered, the minimal coverage needed includes general liability and commercial. As part of the latter, your property would be covered in the case of a fire, vandalism, wind and other situations as dictated by the policy. General coverage provides broad liability protection regarding the public, members or visitors.

More Options

As the club grows and perks are added, it is necessary to rethink what is covered. The addition of boat storage, a clubhouse, employees, and instructors, just to name a few, increases the chances of needing additional liability coverage. Making a comprehensive list of what the club offers helps make it easier to decide what packages may be needed. Additional coverage may include the following:

  • Boats owned, borrowed or rented by the club
  • Third-party boats stored at the facility
  • Piers, docks, wharves, equipment, trailers and other property
  • Liquor liability
  • Races, regattas and cruises
  • Workers compensation
  • Commercial auto
  • Pollution
  • Flooding

Protecting Drivers In New London

Brynes Agency Insurance

Whether you are a new or an experienced driver, being involved in an accident can be scary. New London auto insurance is here to help residents of this county feel safe when they drive and be there to help in the aftermath of an accident.

What Your Policy Covers

Your specific policy is designed around you. Someone who rarely drives their vehicle may not need the same insurance as someone who commutes an hour to work after dropping the kids off at school. That being said, an agent can help make sure you are covered with the following aspects as part of your insurance policy:

Collision coverage
Liability coverage
Medical coverage
Comprehensive coverage
Uninsured or underinsured driver coverage
Rental coverage
Towing coverage
No-fault coverage

What To Do After an Accident

In the event of an accident, there are certain steps you should take. Brynes Agency Insurance recommends that you exchange and collect contact information and alert emergency services first. If you are injured, it is important to see a medical professional as soon as possible before filing a claim. Your insurance agent can help you determine if you are covered for any damages and help you file a claim before the time limit runs out.
The Importance of Insurance
Without insurance, an accident can become even more stressful. New London auto insurance is here to make your life easier and help you out in times of need.

What a Quality Car Insurer Offers

car insurance ct.

Car insurance may be mandatory, but knowing who to go to for insurance isn’t always easy. To find a provider of car insurance CT. drivers trust, you need to pay attention to your situation compared to what they offer. Here is what they should be offering you.

Peace of Mind

You deserve peace of mind. In many families, the car is the family lifeline. It takes you to work, the kids to school and makes your life easier. You need to know it’s safe. The coverages that give you this peace of mind include:

Liability coverage
Uninsured motorist coverage
No fault coverage
Medical payment coverage
Collision coverage

A quality insurer will offer you peace of mind against all hazards to your vehicle.

Comprehensive Protection

When you think of potential hazards to your vehicle, the first thing that you probably think about is an auto accident. While these do account for a large percentage of damages to a vehicle, there are other hazards to keep in mind. For instance, theft, vandalism and fires could lead to a serious loss without the right coverage.

When it comes to picking car insurance CT. drivers rely on, you have to look at all of your options. There is a variety of protections available and it is important to look at your situation and compare what is on offer.

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