Extra Steps To Protect Your Drivers

Protect Your Drivers

Many businesses rely on drivers to keep their companies headed down the path of success. Whether you have truckers carting cargo across the country or your employees make local deliveries to members of the community, there are plenty of steps you need to take to protect the men and women who work for you in this way. The risks change dramatically when a person leaves the confines of your company’s base of operations. As soon as someone gets behind the wheel of a car, anything can happen. This is why you absolutely need practical insurance.

Going the Extra Mile

One extra step you can consider when taking out your plan is truck road service. Consider a scenario where your driver has several flat tires and becomes stranded on the side of a highway. Not only is your employee in a predicament, whatever is being transported is now also stuck between destinations. With insurance that includes roadside assistance, you can have professionals on the scene in no time. This helps to cut back on wasted time and gets your driver back on schedule. Additional ways to protect your workers can include:

  • Appropriate coverage for medical and similar expenses
  • Standard workers’ compensation package
  • Insuring the vehicle and assets within

Providing Peace of Mind

To do what is best for your business, you need to show your employees proper care at all times. Help your drivers by taking out insurance that keeps anyone who hits the road for your company safe and sound.

Insurance for Nonprofits

Insurance for Nonprofits

Nonprofits are unique from regular businesses in that they don’t have a lot of formal employees. Instead, they have volunteers who still need to be covered in the case of accidents and injuries. A nonprofit that doesn’t have basic insurance coverage risks being sued over basic liabilities. Here are insurance types to consider for protecting your volunteers.

General Liability

First and foremost, general liability insurance simply covers anyone who is injured on your property or injured due to your negligence. It protects you from being sued for negligence by volunteers. This does not cover you or your property but is purely to keep you out of lawsuits and courtrooms.

Directors and Officers Liability

This insurance specifically protects your company and anyone working for it, including volunteers, from being sued for acts that caused harm, including breaches of duty and errors. You can even be protected from libel and copyright infringement.

Workers Comp

Workers’ compensation is not a part of volunteer insurance programs. It only covers official employees and does not extend to volunteers. Many insurance companies have add-ons for including volunteers in some portion of their other policies. If you are a company with many volunteers, you should consider these options before work begins.

Getting insurance for volunteers can be trickier than it seems. Making sure you have the right insurance to cover them can prevent hassle down the road.

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